Option to add a template to an envelope is missing

Perfect, I am the Admin.

I've created a new permission set but how do you assign a user to more than one permission set?

I keep getting a message about being charged for another user.

One DocuSign User can only have one Permission Set assigned. Its really a matter of creating unique Permission Sets based on what you need that User or User(s) to perform. So if you have 10 Users who do not need to "Use" Templates, but 1 does need that Permission, then a new Permission Set could be created and applied to the single User.

Regarding the message or error....wasnt sure when you get the message, but of course there could be Account restrictions that may need to be reviewed to see if you are only allowed a certain number of Users or Permission Sets.

Since I'm an Admin, why don't I have the ability to create,share and use templates?

Why would an Admin role have watered down permissions?

Is your Permission Set specifically called "DS Admin"? Basically DocuSign Accounts come pre-loaded with 3 Permission Sets, DS Viewer, DS Sender, and DS Admin. DS Admin has all permissions and cannot be altered. However, if there were other Permission Sets created to be similar to a DS Admin, but for some reason the permissions were altered that would explain why your permissions could be watered down.

Yes, DS Admin.

But it's Templates section is set to share so I can't use them in envelopes.

"Share" on the Template on the Permission Set is actually the highest permission and allows for "use, create, and share" based on the following DocuSign article....

https://support.docusign.com/en/guides/ndse-admin-guide-permission-sets

Can you share a screenshot of the options you see in whatever action you are trying to take. What I am picturing is you are creating a new envelope "Send an Envelope", but you do not see the "Use a Template", only Upload, and Cloud Storage like BOX, Google, is that a correct description?

yes, correct

One additional question, if you login and go to Templates across the very top, then New, are you able to see Create Template, Upload Template, (possibly Create Powerform). There are some restrictions based on DocuSign Account so if you do not have Template options as described I could only think that this functionality is not enabled at an Account level.